The Effects of Non Performing Loan and Loan to Deposit Ratio toward Return on Asset

Banking is a financial sector institution that has very important role in the system Indonesia. As an intermediation institution, banks must have good performance, because by having performance will be easier to gain trust of customers. This study aims determine how effect Non Performing Loan and Deposit Ratio on Return Assets. research was conducted banking companies listed Indonesia Stock Exchange (IDX) using statements for 2017-2022. The population this all as many 44 companies. Sampling purposive sampling method so meet criteria are 5 uses multiple linear analysis F test find out influence between variables. results show simultaneously both significant return assets with significance value 0.000 < 0.05 (IDX). However, partially non-performing loans 0.05, while loan deposit ratio no 0.827 >